Croatia property purchase cost calculator
Expect to pay about 7–8% on top of the price of an existing property bought through an agency. Pick the example closest to your purchase, see every cost and change whatever is different for you.
Examples
Total with costs
€193,150
Costs in each example
| Example | Price | Tax | Commission | Other | Total |
|---|---|---|---|---|---|
| EU buyer, holiday apartment | €180,000 | €5,400 | €6,750 | €1,000 | €193,150 |
| UK buyer, existing property | €250,000 | €7,500 | €9,375 | €1,300 | €268,175 |
| EU buyer, new build | €300,000 | — | — | €1,000 | €301,000 |
| EU buyer, building land | €80,000 | €2,400 | — | €1,000 | €83,400 |
What this includes and what it leaves out
- Transfer tax is charged on market value. If the tax office finds the price too low, the tax can be higher.
- Commission is usually 2–3% plus VAT. Negotiate it before you sign the agency agreement.
- You normally pay the tax, commission and notary from your own money, not from a loan.
- A first-home refund is "up to" because it depends on floor area, price per square metre, residence and family members. On a new build it is up to half the VAT.
- Loan costs and yearly costs, such as the communal fee, building reserve fund and property tax, are not included.
- Tax in your home country is not included. Exchange rates can also move between the deposit and the final payment.